Everything a modern bank should be. And a few things most aren't.
Accounts, cards, transfers, investments, crypto, and loans — all in one place, all designed around how you actually use money.
Three steps. That's it.
Sign up in a few minutes
Tell us who you are. Snap a photo of your ID. Verify in the app. You're in — usually before your coffee's cold.
Add money your way
Bank transfer, card, or crypto. Whichever suits you. Add what you need, whenever you need it.
Start moving
Send, spend, save, invest. Freeze a card. Convert to crypto. Everything lives in one dashboard.
Everyday accounts, opened in minutes
Open a checking or savings account in minutes. No monthly fees, no minimum balance, no reasons to keep looking elsewhere.
- Free to open and free to keep
- Instant transfers between WhiteStone National users
- Deposit protection up to €100,000
- Hold EUR, USD, GBP, and more in one place
Cards that keep up with how you actually spend
Whether it's one Netflix subscription or a laptop you've been saving for, your virtual cards come with limits you set. Freeze instantly if something feels off.
- Unlimited cards, no extra cost
- Freeze and unfreeze in real time
- Per-card spending limits
- Single-use cards for one-off purchases
Send money like a message
Local transfers land in seconds. International ones move in minutes, not days — with clear rates and no hidden markups. Track every step from the app.
- Local SEPA transfers arrive in seconds
- International transfers within 1–3 business days
- Live exchange rates from the mid-market
- Full tracking from send to receive
Put your money to work
Managed portfolios and easy savings goals. Start small. Grow steadily. Sleep well.
- Five plans from Money Market to Growth Equity
- Returns accrue daily
- Withdraw anytime (subject to plan terms)
- No lock-in unless you choose a lock-in plan
Crypto, if you want it
Hold euros and crypto side by side. Swap when you're ready. No separate apps, no awkward transfers.
- Buy BTC, ETH, USDC directly from your balance
- Live rates updated continuously
- One dashboard for fiat and crypto
- Withdraw back to fiat whenever you like
Borrowing without the runaround
Personal, business, education, and debt consolidation loans — with clear rates, honest terms, and no early repayment penalties.
- Rates from 2.50% APR
- Terms from 6 to 60 months
- Decision within 24 hours
- Pay off early, any time
Ready to try all of it?
Open an account in under five minutes. Pick and choose the services you want, skip the ones you don't.
Get Started